Clear all your doubts about Life insurance schemes - NEWS7 Tamil channel
Sunday, 5 February 2017
Life Insurance Advisor Sridhar explains the importance of Insurance - News7
A wonderful speech by Life insurance advisor Sridhar regarding the importance of insurance in NEWS7 Tamil channel
New Jeevan Anand
(Whats app : 9840690636)
R.Rajkumar
Eligibility Conditions
Minimum age at entry
|
18 years
|
Maximum age at entry
|
50 years
|
Minimum Term
|
15 years
|
Maximum Term
|
35 years
|
Maximum age at maturity
|
75 years
|
Minimum sum assured
|
Rs 1,00,000.00
|
Maximum sum assured
|
No higher limit
|
Sample:
Lets consider a person who's age is 27 who took LIC New Jeevan anand policy for 10Lak Sum assured in 2016.
He took policy for 35 Years
He need to pay premium of rs:29,311 per year
Survival Benefit:
At end of 35th year he would have paid 10,26,441rs (Max Tax amount he can save from this policy is 3,11,169rs )
@ 35th year he will get Approx return of rs50,15,000lak which is tax free (15,49,635rs tax is saved on return )
In addition to above his family will get 10lak rupees on his death .
Natural Death Benefit:
If He face natural death in between policy period (i.e in between 35 years), then no need to pay further premiums. His family will get 10lak+Bonus+Final additional bonus if any (Refer below chart Life cover- Regular column)
Ex: If he die in 2019, then his family will get 14,46,000rs.
Accident Death Benefit:
If he face accident death benefit in between policy period (i.e in between 35 years),then no need to pay further premium. His family will get 20lak+Bonus+Final additional bonus if any (Refer below chart Life cover - Accident volumn )
Ex: If he die in 2019 by accident, then his family will get 24,46,000rs.
Sample Quotation:
Friday, 3 February 2017
INSURANCE in INDIA
Dear Friends,
Read the message, understand the value of insurance, enlighten yourself and enlighten others.
1. We buy gold for our children's education and marriage, but we don't buy a child plan.
2. We get fear on seeing an insurance agent, rather than getting a feeling of protection.
3. Only "20 Crore"indians have got insurance policy out of "130 Crores"population.
4. We buy a screen guard to protect our mobile worth 10k, but we don't insure our life which is worth more than 10Crores.
5. We get our daughter married to an unknown person.But we think a lot when a known person advises us about taking an insurance policy.
6. We fight among ourselves on Bagavath Githa and Khuran, but we don't realise death is "FATE"
7. We place our chappal very carefully in a stand paying Rs:5/- But we dont feel like paying Rs:50/- a day to insure our life.
Does your life not worth even value of your chappal ?
8. We believe Babas who do "magic"but we don't believe insurance agent who guides us with "Logic".
9. We envy Govt employees for their pension facility. But we don't like saving some amount every month in a pension policy and get pension for life time.
10. As per World census, more than 10k people everyday, do not wake up from sleep on their alarm set previous night.Please remember only "FIRE ENGINE"comes with alarm, but "DEATH ENGINE"does not...
11. We buy invertor to have light in our home during power off. But you are the light to your family. Insurance policy is the invertor for your family to have light even when are not there.
12. When we die, it's LAST PAY only for us.But for family, it's just another day. They continue to live next day too.. Protect THEIR life with insuring YOUR life.
13. You know the balance in your mobile card, you know the balance in your debit card... Do you know... what is the balance in your life card ?
RECHARGE your life card with insurance..,,
Your
Well Wisher....
R.Rajkumar (What's app : 9840690636 )
Read the message, understand the value of insurance, enlighten yourself and enlighten others.
1. We buy gold for our children's education and marriage, but we don't buy a child plan.
2. We get fear on seeing an insurance agent, rather than getting a feeling of protection.
3. Only "20 Crore"indians have got insurance policy out of "130 Crores"population.
4. We buy a screen guard to protect our mobile worth 10k, but we don't insure our life which is worth more than 10Crores.
5. We get our daughter married to an unknown person.But we think a lot when a known person advises us about taking an insurance policy.
6. We fight among ourselves on Bagavath Githa and Khuran, but we don't realise death is "FATE"
7. We place our chappal very carefully in a stand paying Rs:5/- But we dont feel like paying Rs:50/- a day to insure our life.
Does your life not worth even value of your chappal ?
8. We believe Babas who do "magic"but we don't believe insurance agent who guides us with "Logic".
9. We envy Govt employees for their pension facility. But we don't like saving some amount every month in a pension policy and get pension for life time.
10. As per World census, more than 10k people everyday, do not wake up from sleep on their alarm set previous night.Please remember only "FIRE ENGINE"comes with alarm, but "DEATH ENGINE"does not...
11. We buy invertor to have light in our home during power off. But you are the light to your family. Insurance policy is the invertor for your family to have light even when are not there.
12. When we die, it's LAST PAY only for us.But for family, it's just another day. They continue to live next day too.. Protect THEIR life with insuring YOUR life.
13. You know the balance in your mobile card, you know the balance in your debit card... Do you know... what is the balance in your life card ?
RECHARGE your life card with insurance..,,
Your
Well Wisher....
R.Rajkumar (What's app : 9840690636 )
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