(Whats app : 9840690636)
R.Rajkumar
Eligibility Conditions
Minimum age at entry
|
18 years
|
Maximum age at entry
|
50 years
|
Minimum Term
|
15 years
|
Maximum Term
|
35 years
|
Maximum age at maturity
|
75 years
|
Minimum sum assured
|
Rs 1,00,000.00
|
Maximum sum assured
|
No higher limit
|
Sample:
Lets consider a person who's age is 27 who took LIC New Jeevan anand policy for 10Lak Sum assured in 2016.
He took policy for 35 Years
He need to pay premium of rs:29,311 per year
Survival Benefit:
At end of 35th year he would have paid 10,26,441rs (Max Tax amount he can save from this policy is 3,11,169rs )
@ 35th year he will get Approx return of rs50,15,000lak which is tax free (15,49,635rs tax is saved on return )
In addition to above his family will get 10lak rupees on his death .
Natural Death Benefit:
If He face natural death in between policy period (i.e in between 35 years), then no need to pay further premiums. His family will get 10lak+Bonus+Final additional bonus if any (Refer below chart Life cover- Regular column)
Ex: If he die in 2019, then his family will get 14,46,000rs.
Accident Death Benefit:
If he face accident death benefit in between policy period (i.e in between 35 years),then no need to pay further premium. His family will get 20lak+Bonus+Final additional bonus if any (Refer below chart Life cover - Accident volumn )
Ex: If he die in 2019 by accident, then his family will get 24,46,000rs.
Sample Quotation:
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